You will need to populate the gold database with an sql dump that defines the objects, actions and attributes necessary to function as an Accounting and Allocation Manager.
If you are using PostgreSQL:
[scottmo]$ /usr/local/pgsql/bin/psql gold < bank.sql
If you are using SQLite:
[scottmo]$ /usr/local/gold/sbin/sqlite /usr/local/gold/data/gold.db < bank.sql